Buying a Home

For over 60 years, CMHC has helped millions of Canadians meet their housing needs. CMHC provides mortgage loan insurance that enables you to buy a home sooner with as little as 5% down payment. And CMHC is there with you every step of the way — with information before, during and after your home purchase.

Everything you need to open new doors.

In this Section:

Homebuying Step by Step
Buying a home is one of the biggest financial and lifestyle decisions you will make, this guide will help you make an informed decision.
- CMHC mortgage loan insurance features housing finance solutions such as flexible down payment options that can help you buy a home with as little as 5% down payment and build equity sooner — with interest rates comparable to those with a 20% down payment.
Settling in Canada
This practical guide is designed to help newcomers to Canada find a city they can call home. It includes profiles and comparisons of 11 different Canadian cities, as well as housing, employment and settlement related resources.
Comparing Neighbourhoods for Sustainable Features
Thinking of moving to a different home? This guide can help you compare neighbourhoods for certain aspects of affordability, livability and the environment.
The Newcomer's Guide to Canadian Housing
This guide for newcomers to the Canadian housing market, written in clear English, has everything needed to understand how to rent or buy a home.

Mortgage Calculator
This easy-to-use mortgage calculator will help you estimate the maximum mortgage you can afford. The tool will calculate the maximum house price you can afford, the maximum mortgage amount you can borrow, and your monthly mortgage payments.
EQuilibrium™ Demonstration Projects
Discover new trends in green housing.
Guide to Co-operative Housing
Discusses the rights and responsibilities of all members of housing co-ops and of those members elected to govern the housing co-op.
FlexHousing™
Based on the principles of adaptability, accessibility, affordability and healthy housing, FlexHousing™ brings together the best of everything we know about building houses.
Homebuying Videos
A series of short online videos offering information and tips about homebuying.
Government of Canada Homeownership Incentives
Canada’s Economic Action Plan introduces measures that provide you with additional benefits to help you realize your dream of homeownership.
- First-Time Home Buyers’ (FTHB) Tax Credit
- Expansion of the Home Buyers’ Plan

Related CMHC Information

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